5 Valuable Tips For Home Buyers
Our Last Featured Article Concerned Tips For Sellers … Here Are Some Good Tips for Buyers
Adam Slivka is a retired educator, now a Realtor in Pennsylvania. Here's an informative article from Adam with some good advice for home buyers.
5 Valuable Tips For Home Buyers
by Adam M Slivka
Buying your home whether its your first or fourth can be stressful. With the following suggestions home shopping and buying should be a little easier. First, get pre-approved for a loan. Notice I said pre-approved not, pre-qualified. They are actually very different. Pre-approval involves running your credit score and determining what a lender will actually give you, where pre-qualified can be done over the phone, internet, or in person and gives you more of a "best case scenario" often leaving buyers disappointed if their credit is not as stellar as they believe. Again, pre-approval lets you know with certainty what price range you can afford. Clients who qualify for rock bottom rates may be enthusiastic to find out that they can afford much more house than they thought. Unfortunately the opposite is usually true and finding a $150,000 house exciting after you've been looking at $250,000 homes can be disheartening.
Second, check out the listings on several sites. The reason I suggest multiple sites is because most, if not all the big sites are paid advertising meaning that smaller brokerage companies may not have forked over the money to advertise on every site.
Third, if you are serious about buying call a qualified agent that is associated with a reputable company. So how do you find either one of these? First, I suggest checking out the company or broker that you intent to do business with. A good company will have a strong web presence, as well as, a strong presence in physical advertising in your neighborhood (newspapers, yard signs, etc.). Finding out a company's market share in your local area will also give you a good idea how successful a company is, though should not be the sole determination for your pick. A company that has a non-selling broker is also good to look for, since you the client will know your agent has support if needed. Now, how to find a good agent… That can actually be more difficult than finding a good company.
Find an agent who does it fulltime, part timers or moonlighters may know the laws, but are not working for you 24/7; real estate is also likely not their livelihood so they are likely to have a lower level of motivation for it. Next, you want to find an agent who is knowledgeable about his/her market. They should be able to answer basic questions such as: What is the average home price in my desired neighborhood? What percent of listing price are most homes selling for? How quickly are homes selling on average? Very important, but often overlooked is finding an agent with a personality that you could work with. Don't hesitate to talk to a few agents over the phone before making a commitment.
Fourth, realize that unless your budget is limitless, you will NEVER get exactly what you want. Many aspects of a home can be changed easily. Things that cannot be changed so simply are size and location, location, location.
Fifth, get educated yourself on home ownership if you are a first time buyer. Classes can be found at your local community college, online, or in some cases are even required by some lenders.
Article Source: EzineArticles.com
Tips For Home Buyers & Sellers In Future Featured Articles
Thanks to Adam for this great article. These are just some of the things you want to make sure you've taken care of when setting about to purchase a home. Look for more tips in future Featured Articles, here in the "Costa Real Estate Digest".
If you have immediate real estate needs, and you're in Pennsylvania, Adam could be a great help.
If you're in Southern California and you're seriously considering buying or selling real estate … now is a great time. BUT … you want to make sure you have the best agent working for you and representing your interest. If you're in, or getting prepared to be in the Southern California real estate market … contact Brion Costa before you make any serious moves. If you've looked at this site, you know Brion has the "chops" to protect your interests … and to get the job done.
Use the "Contact Me" page on this website, and Brion will contact you within 24 hours! We'd love to speak with you.
Tips For Home Buyers.
Staging For The 2012 Real Estate Market
Home Staging Doesn't Need to Be Expensive
Home staging doesn't need to be a budget buster. If you look for the little things that pack a big punch … like light fixtures and throw rugs … you may be able to stage your home for sale with very little expenditure.
Here's an article we found by Montana Ruark in EzineArticles. He's got some great tips.
Staging for the 2012 Real Estate Market
by Montana Ruark
Presenting any home in a slow yet competitive market becomes a challenge for sellers and Realtors. Each property that is entered into the multiple listing service creates a decreasing chance for the already existing properties to be sold. Being able to remain at the top of the buyer's interest in your area depends on a couple of important factors; a strong selling team should include a seller that understands the marketing plan, and a Realtor that has the ability to make the best decisions for each individual approach. With the presentation being the key to having a successful marketing approach, staging the right way the first time will determine the speed of your success.
Buyers need a home that is move-in ready. The least amount of improvements with the highest quality of amenities is a guaranteed selling combination for a new buyer. So begin your staging with packing and improvements. This isn't a difficult task; pack everything that isn't needed to make it through the next few months. Packing allows buyers to see the amount of space in closets and other rooms as well. For improvements you will need some simple tools and new hardware, and your house will begin to look in great condition for you open house and photo shoot. Look for light switch plates, vents, and door knobs. Changings the little stuff early on can keep you from getting complacent towards the end of the improvement process.
Before you replace anything, paint every room with the right staging colors. Next turn your attention to light fixtures, and bulbs. Replacing every light fixture for an energy efficient fixture is a great incentive to use for marketing. Replacing all of the bulbs will give each room the same lighting consistency throughout your home. Replace any out dated fixtures in your home. Even if they are in the best condition most buyers want a newer look and feel in their home.
So far your home should have a fresh paint job, the basic amount of furniture remaining in the room and a bright new set of lamps to show off every space. Next is moving everything that is packed away to another location. Get it out of your home and research some different storage options.
Complete each room with a focal point and matching accessories. Draw in buyers with a fresh look or a life style. Do not think that you cannot use color in your space as long as the wall colors are neutral, you can then apply different looks to each room and have an outstanding showing that every buyer will remember. Finishing these tasks correctly will provide your home with the best results.
Article Source: EzineArticles.com
Home Staging Is A Powerful Tactic … But It Needn't Be Expensive
The point of staging your home is to get it sold. It's not to rebuild it. Do what will make the home look nice and attract a buyer. Don't go overboard updating everything.